Alright, let’s talk property purchasing – personal name or limited company style? It’s a decision that depends a lot on your own situation and what you’re aiming for.

As someone deep in the property game, I’ve learned a thing or two about leveraging, mortgages, and all that jazz. One big thing to consider is Section 24 Tax. Long story short, it’s a tax rule that means landlords can’t offset mortgage interest against profits. But if you buy through a limited company, you can dodge that bullet.

Getting solid advice from a good accountant is key. I asked mine, and after a bit of back and forth, we decided to go the limited company route. It’s actually saved me some serious cash in taxes.

The government’s been nudging landlords towards limited companies lately, partly to clean up the industry and make things more legit. It might mean a bit more admin work, but it’s worth it in the long run – happy tenants pay more for quality digs.

Now, if you’ve already got a property portfolio and you’re thinking about making the switch to a limited company, things can get a bit tricky. There might be tax implications and paperwork headaches to deal with. That’s when it’s time to get a second opinion and really weigh your options.

In my case, moving my portfolio to a limited company was surprisingly smooth – sure, there were costs involved and it took some time, but it was worth it in the end.

Whether you’re going personal or company, the key is to get good advice and make a decision that works for you. After all, it’s your property empire – make it count!